How to use a Simple IRA Match Calculator

A complete guide to calculating employer matching contributions in a SIMPLE IRA to maximize your free money.

A SIMPLE IRA requires employers to make mandatory contributions. They can either do a 2% non-elective contribution (everyone gets 2% of their salary, regardless of participation) or a 3% matching contribution. Using a Simple IRA Match Calculator is crucial to ensure you are contributing exactly enough to trigger the maximum employer match. For example, if you earn $100,000, contributing $3,000 ensures you receive the full $3,000 match. Never leave free money on the table; our calculator guide walks you through the exact math.